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ARCO GVA
Rue du Rhône 118
1204 Geneva
Switzerland
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Frequently Asked Questions
Find answers to the most common questions about our insurance services
Is liability insurance alone sufficient?
No, because certain situations, such as broken glass or damage to the sink, are not covered by this insurance.
Why is it important to have D&O (Directors & Officers) coverage?
It protects business leaders against financial risks related to their personal civil liability.
Does construction site insurance replace a construction warranty?
No, these two coverages are different. Construction site insurance covers specific risks during construction, while the construction warranty applies once the site is completed.
Are my valuable watches covered by household contents insurance? Are they sufficiently insured?
To be covered in case of theft or damage outside the home, it is important to insure them individually, even if they are part of the household inventory.
What are the coverage gaps of basic health insurance without supplementary insurance?
For example, repatriation costs are not covered. In addition, benefits abroad and transportation costs are often limited.
If I am young, single and childless, is it better to subscribe to a bank 3a or insurance?
For more flexibility, a bank 3a is recommended, as it allows random payments and offers the possibility to suspend contributions easily. There is no surrender value constraint in case of departure abroad. On the other hand, 3a insurance offers death capital and guaranteed return.
For my 2010 vehicle, should I choose comprehensive or partial coverage insurance?
The coverage depends on the condition and value of your vehicle. Comprehensive insurance also covers costs in case of an accident where you are responsible.
How to understand an LPP certificate and prepare financially for retirement?
The LPP certificate summarizes the employee's complete financial situation, with a projection of retirement benefits. It is essential to understand all elements: the old-age pension or capital at retirement age (with or without interest), the possibility of purchase, and incentives for home ownership, among others.
